Many of those who provide the bounty that will grace our Thanksgiving tables .. . are struggling. Two-and-a-half weeks before the deadline for enrolling in health insurance, we look at changes affecting what Marylanders will pay. Lara D. Wilson, Executive Director of the Maryland Rural Health Association, describes challenges and resources for the one-fourth of Marylanders who live in rural counties. And Andrew Ratner, Chief of Staff at the Maryland Health Benefit Exchange, explains how the state’s ‘reinsurance’ program has led to LOWER premiums.