And now, a conversation about housing in Baltimore City. A new Abell Foundation report examined why the rate of homeownership in Baltimore has fallen over the last decade, and the barriers for homeownership, particularly in communities of color. That report's co-author, UMBC researcher Sally Scott, joins Tom. Another Abell report looks at who is leaving Baltimore, and who’s moving in, and examines perceptions of gentrification. Alan Mallach did that study. He is a senior fellow at the Center for Community Progress in Washington DC, and he also joins us. Jody Landers is also here. He was commissioned by a network of neighborhood organizations called Healthy Neighborhoods to do a market survey of home sales in so-called “middle neighborhoods.”